Starting A New Business Needs More Than Just A Smart Idea

Starting A New Business Needs More Than Just A Smart Idea! By Theodore Henderson The Wisdom Man It is time for you to understand and appreciate the importance of unsecured start-up financing. Seldom does a person have the savings or personal capital to start a business entirely on their own. Often, even when one believes this is the case, further development, as well as planning, discourages this first thought. Small business financing can be a complicated or dense su

Well, Written Business Plans – Just What Do They Consist of?

Well, Written Business Plans - Just What Do They Consist of? By Theodore “The Wisdom Man” Henderson Finally ... at last  you've  reached that phase in the development of your home business, or small business, to get going and move forward. You have actually done the research, you have a strategy, as well as you're ready to get going except for one small detail ... you require cash. Whether it comes from a loan or from investors it does not matter. However, you need an excellent do

Productivity Tips To Launch Your Own Business

Productivity Tips To Launch Your Own Business By Theodore "The Wisdom Man" Henderson Launching a business is a bit stressful. It requires a lot of effort, time and concentration. You need to be focused in your work and maximize all the available hours in a day that you can spare, but this is much easier said than done. Procrastination and last minute call to action  is common struggles for most people. It could be because of the presence of numerous distractions or just plai

Adjust Your Strategy for Your Online Job Search

The unemployment rate is between 9 and 10 percent and whether you are employed or unemployed you should be part of the growing number of people are who search the Web for work opportunities. However if you are restricting your surfing mainly to one or two of the big job boards like Monster.com are facing a steep climb. Follow some of the following steps for improved results.  Your strategy must be to cast an intelligently constructed wide net.  For example, personal referrals are the best way

Every Little Bit of Savings Adds Up

Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we're paying every month, it's easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to. It's easy to dismiss cutting back on little things. A few dollars a month won't make a significant difference in the big picture. But a few dollars here and a few do

Social Media and Job Search Tips

by Theodor e Henderson Here are some quick tips, tools and reminders for your job search.  If you don’t need them please pass on to those that do.  Tweetmyjobs - Get new job postings immediately sent to you via Twitter! Click here for more information.  The primary advantage here is you could be talking to the employer or recruiter within seconds of a job posting!  No more waiting until you get home and turn on your computer.  The second advantage is that only recruiters and companie

Learn to Resist the Urge to Spend

Now, more than ever it is time to exercise financial restraint. Rather than spend the last five dollars in your wallet just because you got paid today is not wise. Consider taking that $5 and putting it in your savings account or your penny jar. While it is easy for me to preach the reasons to save money, resisting the urge to buy something you really don't need can be very difficult. One way to help yourself resist that urge is to understand how marketers and advertisers get to you, your emoti

Make Money – Save Money – Reduce Expenses – Live Better, Part I

How to Increase Your Income at Work Ask for a raise. If you feel you are over performing and are under paid for it then ask for more. A couple of great places to get tips for doing this successfully are http://hotjobs.yahoo.com/ or http://www.monster.com/. Also take the time to research some articles and advice regarding asking for a raise in a turbulent economy before going into your supervisor. You want to feel very confident in what you bring to the company before walking in that door. Quick

Biblical Principles at Work in Your Financial Life

Never forget that helping others is a blessing both to the giver and the recipient. An integral part of anyone's march to solvency and balance in their life should be helping others. Can you really benefit your community by only working for and thinking of yourself? With that being said, debt and poor personal financial management prevents you from helping anyone or any organization consistently and effectively. Debt in and of itself is not wholly bad. The misuse of debt is what is really appal

How To Use Debit Cards To Save Money

Did you know that using a debit card instead of a credit card can help you save money? If you are old enough to remember when debit cards didn't exist you probably recall being at the grocery store with a cart full of food and household products and realizing that you had way overshot your mark. You could either write a check if you were confident that there were sufficient funds to cover it, pay cash or ask the checker to remove items. This meant an eye-rolling delay for the people in line beh